{"id":2665,"date":"2021-05-19T12:53:29","date_gmt":"2021-05-19T12:53:29","guid":{"rendered":"https:\/\/sky-mba.com\/?p=2665"},"modified":"2022-09-24T16:09:46","modified_gmt":"2022-09-24T08:09:46","slug":"compound-interest","status":"publish","type":"post","link":"https:\/\/sky-mba.com\/compound-interest\/","title":{"rendered":"\u8907\u5229\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u55ae\u5229\u6709\u4ec0\u9ebc\u5dee\uff1f\u8907\u5229\u6efe\u5b58\u8981\u6709\u90192\u500b\u5fc3\u614b\uff01"},"content":{"rendered":"<p>\u611b\u56e0\u65af\u5766\u66fe\u8aaa\u904e:\u300c\u8907\u5229\u662f\u4e16\u754c\u7b2c\u516b\u5927\u5947\u8e5f\u300d\u3001\u300c\u8907\u5229\u7684\u5a01\u529b\u6bd4\u539f\u5b50\u5f48\u9084\u53ef\u6015\u300d\u3002\u5f9e\u90192\u53e5\u8a71\u53ef\u4ee5\u770b\u7684\u51fa\u4f86\uff0c\u611b\u56e0\u65af\u5766\u5c0d\u8907\u5229\u7684\u5947\u8e5f\u975e\u5e38\u7684\u8d0a\u540c\u3002\u5df4\u83f2\u7279\u5728\u6295\u8cc7\u7684\u904e\u7a0b\u4e2d\u4e5f\u5f88\u5e38\u547c\u7c72\u6295\u8cc7\u4eba\uff0c\u6295\u8cc7\u8981\u9032\u884c\u96ea\u7403\u6548\u61c9\uff0c\u5176\u5be6\u611b\u56e0\u65af\u5766\u8aaa\u7684\u8907\u5229\u548c\u5df4\u83f2\u7279\u8aaa\u7684\u96ea\u7403\u6548\u61c9\uff0c\u90fd\u662f\u5229\u6efe\u5229\u7684\u6982\u5ff5\u3002<\/p>\n<p><span style=\"font-weight: 400;\">\u90a3\u65e2\u7136\u8907\u5229\u5982\u6b64\u91cd\u8981<\/span><span style=\"font-weight: 400;\">\uff0c\u90a3\u5927\u5bb6\u4e00\u5b9a\u6703\u597d\u5947\u8907\u5229\u7a76\u7adf\u662f\u4ec0\u9ebc\uff1f\u5b83\u80fd\u5e36\u4f86\u4ec0\u9ebc\u5f71\u97ff\uff1f\u5176\u8a08\u7b97\u516c\u5f0f\u70ba\uff1f\u4ee5\u53ca\u8981\u57f7\u884c\u8907\u5229\u8981\u62b1\u6301\u600e\u6a23\u7684\u5fc3\u614b\uff1f\u8aaa\u5230\u6700\u5f8c\uff0c\u518d\u5e36\u5927\u5bb6\u8a8d\u8b58\u8907\u5229\u6700\u5e38\u7528\u7684 4 \u500b\u65b9\u6cd5\uff0c\u8b93\u4f60\u4e00\u6b21\u8a8d\u8b58\u8907\u5229\uff0c\u4e26\u7121\u61f8\u5ff5\u958b\u59cb\u8907\u5229\u6295\u8cc7\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u5167\u5bb9\u76ee\u9304<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-661764b9250e6\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-661764b9250e6\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sky-mba.com\/compound-interest\/#1_%E8%A4%87%E5%88%A9%E6%98%AF%E4%BB%80%E9%BA%BC\" title=\"1. \u8907\u5229\u662f\u4ec0\u9ebc?\">1. \u8907\u5229\u662f\u4ec0\u9ebc?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sky-mba.com\/compound-interest\/#2_%E8%A4%87%E5%88%A9%E6%8A%95%E8%B3%87%E6%89%80%E5%B8%B6%E4%BE%86%E7%9A%84%E5%BD%B1%E9%9F%BF\" title=\"2. \u8907\u5229\u6295\u8cc7\u6240\u5e36\u4f86\u7684\u5f71\u97ff\">2. \u8907\u5229\u6295\u8cc7\u6240\u5e36\u4f86\u7684\u5f71\u97ff<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/sky-mba.com\/compound-interest\/#3_%E8%A4%87%E5%88%A9%E7%9A%84%E5%85%AC%E5%BC%8F\" title=\"3. \u8907\u5229\u7684\u516c\u5f0f\">3. \u8907\u5229\u7684\u516c\u5f0f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/sky-mba.com\/compound-interest\/#4_%E8%A6%81%E9%81%94%E5%88%B0%E8%A4%87%E5%88%A9%E6%BB%BE%E5%AD%98%EF%BC%8C%E9%80%992%E5%80%8B%E5%BF%83%E6%85%8B%E4%B8%80%E5%AE%9A%E8%A6%81%E6%9C%89%EF%BC%81\" title=\"4. \u8981\u9054\u5230\u8907\u5229\u6efe\u5b58\uff0c\u90192\u500b\u5fc3\u614b\u4e00\u5b9a\u8981\u6709\uff01\">4. \u8981\u9054\u5230\u8907\u5229\u6efe\u5b58\uff0c\u90192\u500b\u5fc3\u614b\u4e00\u5b9a\u8981\u6709\uff01<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/sky-mba.com\/compound-interest\/#A_%E8%80%90%E5%BF%83\" title=\"A. \u8010\u5fc3\">A. \u8010\u5fc3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/sky-mba.com\/compound-interest\/#B_%E4%BF%A1%E5%BF%B5%E5%A0%85%E5%AE%9A%EF%BC%9A\" title=\"B. \u4fe1\u5ff5\u5805\u5b9a\uff1a\">B. \u4fe1\u5ff5\u5805\u5b9a\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/sky-mba.com\/compound-interest\/#5_%E6%8A%95%E8%B3%87%E5%93%AA%E4%BA%9B%E5%95%86%E5%93%81%E5%8F%AF%E4%BB%A5%E5%89%B5%E9%80%A0%E8%A4%87%E5%88%A9%E6%95%88%E6%87%89%EF%BC%9F\" title=\"5. \u6295\u8cc7\u54ea\u4e9b\u5546\u54c1\u53ef\u4ee5\u5275\u9020\u8907\u5229\u6548\u61c9\uff1f\">5. \u6295\u8cc7\u54ea\u4e9b\u5546\u54c1\u53ef\u4ee5\u5275\u9020\u8907\u5229\u6548\u61c9\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/sky-mba.com\/compound-interest\/#A_%E9%8A%80%E8%A1%8C%E5%88%A9%E6%81%AF\" title=\"A. \u9280\u884c\u5229\u606f\">A. \u9280\u884c\u5229\u606f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/sky-mba.com\/compound-interest\/#B_%E5%84%B2%E8%93%84%E9%9A%AA\" title=\"B. \u5132\u84c4\u96aa\">B. \u5132\u84c4\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/sky-mba.com\/compound-interest\/#C_%E5%AE%9A%E6%9C%9F%E5%AE%9A%E9%A1%8D%E5%9F%BA%E9%87%91\" title=\"C. \u5b9a\u671f\u5b9a\u984d\u57fa\u91d1\">C. \u5b9a\u671f\u5b9a\u984d\u57fa\u91d1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/sky-mba.com\/compound-interest\/#D_%E5%A4%A7%E7%9B%A4_ETF%EF%BC%88%E8%82%A1%E7%A5%A8%EF%BC%89\" title=\"D. \u5927\u76e4 ETF\uff08\u80a1\u7968\uff09\">D. \u5927\u76e4 ETF\uff08\u80a1\u7968\uff09<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/sky-mba.com\/compound-interest\/#%E5%B8%B8%E8%A6%8BQ_A1%EF%BC%9A%E8%A4%87%E5%88%A9%E5%92%8C%E5%96%AE%E5%88%A9%E7%9A%84%E5%B7%AE%E5%88%A5%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u5e38\u898bQ&amp;A1\uff1a\u8907\u5229\u548c\u55ae\u5229\u7684\u5dee\u5225\u662f\u4ec0\u9ebc\uff1f\">\u5e38\u898bQ&amp;A1\uff1a\u8907\u5229\u548c\u55ae\u5229\u7684\u5dee\u5225\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/sky-mba.com\/compound-interest\/#%E5%B8%B8%E8%A6%8BQ_A2_%E8%AB%BE%E8%B2%9D%E7%88%BE%E7%8D%8E%E9%87%91%E6%B0%B8%E9%81%A0%E7%99%BC%E4%B8%8D%E5%AE%8C%E7%9A%84%E7%A7%98%E5%AF%86%EF%BC%81\" title=\"\u5e38\u898bQ&amp;A2. \u8afe\u8c9d\u723e\u734e\u91d1\u6c38\u9060\u767c\u4e0d\u5b8c\u7684\u79d8\u5bc6\uff01\">\u5e38\u898bQ&amp;A2. \u8afe\u8c9d\u723e\u734e\u91d1\u6c38\u9060\u767c\u4e0d\u5b8c\u7684\u79d8\u5bc6\uff01<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_%E8%A4%87%E5%88%A9%E6%98%AF%E4%BB%80%E9%BA%BC\"><\/span><strong>1. \u8907\u5229\u662f\u4ec0\u9ebc?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-2667 size-large\" src=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229-1024x512.png\" alt=\"\u8907\u5229\" width=\"800\" height=\"400\" srcset=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229-1024x512.png 1024w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229-300x150.png 300w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229-768x384.png 768w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229.png 1280w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u8907\u5229\u662f\u9019\u6a23\u904b\u4f5c\u7684\u3002\u5047\u5982\u4e00\u652f\u80a1\u7968\u50f9\u683c\u4e0a\u6f32\uff0c\u6295\u8cc7\u5728\u9019\u652f\u80a1\u7968\u7684\u6bcf\u4e00\u584a\u9322\u90fd\u6703\u4ee5\u67d0\u500b\u767e\u5206\u6bd4\u589e\u503c\u3002\u589e\u503c\u5c31\u7a31\u70ba\u5229\u606f\u3002<\/p>\n<p>\u8907\u5229\u6703\u8b93\u9322\u7684\u50f9\u503c\u96a8\u6642\u9593\u5448\u6307\u6578\u6210\u9577\uff0c\u5373\u4f7f\u4f60\u4e0d\u589e\u52a0\u6295\u8cc7\u984d\u5ea6\uff0c\u56e0\u70ba\u5229\u606f\u6703\u751f\u5229\u606f\u3002<strong>\u96a8\u8457\u6642\u9593\uff0c\u4f60\u6295\u8cc7\u8d8a\u591a\uff0c\u5229\u606f\u4e5f\u8d8a\u591a\uff0c\u8907\u5229\u4f5c\u7528\u4e5f\u6703\u8d8a\u5f37\u3002<\/strong><\/p>\n<p><strong>\u00a0<\/strong><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9464557605462141\" crossorigin=\"anonymous\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-9464557605462141\" data-ad-slot=\"4002480412\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<p>&nbsp;<\/p>\n<p>\u70ba\u4e86\u7c21\u55ae\u8aaa\u660e\u8907\u5229\u7684\u5f71\u97ff\uff0c\u6211\u5011\u5047\u8a2d\u67d0\u5e74\u80a1\u5e02\u7684\u6210\u9577\u7387\u70ba 10%\u3002\u5047\u5982\u4f60\u6295\u8cc7\u4e00\u767e\u7f8e\u5143\uff0c\u6211\u5011\u770b\u4e00\u4e0b\u9019 100 \u7f8e\u5143\u6703\u767c\u751f\u4ec0\u9ebc\u4e8b\uff0c\u5047\u8a2d\u653e\u8457\u7e7c\u7e8c\u6295\u8cc7\uff0c\u6bcf\u5e74\u6210\u9577 10% \u5171\u56db\u5341\u5e74\uff0c\u4e0d\u589e\u52a0\u672c\u91d1\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2666 size-full\" src=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5716\u7247-1.png\" alt=\"\u8907\u5229\" width=\"820\" height=\"464\" srcset=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5716\u7247-1.png 820w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5716\u7247-1-300x170.png 300w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5716\u7247-1-768x435.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u539f\u4f86 100 \u7f8e\u5143\u7684\u672c\u91d1\uff0c \u56db\u5341\u5e74\u5f8c\u6703\u589e\u503c\u70ba 4525 \u7f8e\u5143\uff0c\u9019\u662f 450% \u7684\u6210\u9577\uff01<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_%E8%A4%87%E5%88%A9%E6%8A%95%E8%B3%87%E6%89%80%E5%B8%B6%E4%BE%86%E7%9A%84%E5%BD%B1%E9%9F%BF\"><\/span><strong>2. \u8907\u5229\u6295\u8cc7\u6240\u5e36\u4f86\u7684\u5f71\u97ff<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0a\u6240\u8b1b\u8ff0\u7684\u90fd\u662f\u5728\u4e0d\u589e\u52a0\u672c\u91d1\u7684\u60c5\u6cc1\u6240\u7522\u751f\u7684\u8907\u5229\u6548\u679c\uff0c\u8a66\u60f3\u60f3\u5982\u679c\u6bcf\u500b\u6708\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7 100 \u7f8e\u5143\u9032\u884c\u6295\u8cc7\uff0c\u5e74\u5316\u5831\u916c\u7387\u7dad\u6301\u5728 10%\uff0c\u56db\u5341\u5e74\u5f8c\u7684\u589e\u503c\u9084\u6703\u662f 4525 \u7f8e\u91d1\u55ce\uff1f<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7d55\u5c0d\u4e0d\u53ef\u80fd\uff0c\u5230\u6642\u672c\u91d1+\u6295\u8cc7\u5831\u916c\u6240\u5e36\u4f86\u7684\u91d1\u984d\u7d55\u5c0d\u9060\u9060\u8d85\u904e 4525 \u7f8e\u91d1\uff0c\u6240\u5448\u73fe\u7684\u7e3e\u6548\u5c07\u70ba\u6307\u6578\u578b\u6210\u9577\u3002<\/span><\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9464557605462141\" crossorigin=\"anonymous\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-9464557605462141\" data-ad-slot=\"4002480412\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br \/>\n<span style=\"font-weight: 400;\">\u6211\u5011\u4f86\u7c21\u55ae\u8a08\u7b97\u4e00\u4e0b\uff0c\u6bcf\u500b\u6708\u7dad\u6301 100 \u7f8e\u5143\u7684\u5165\u91d1\u6295\u8cc7\uff0c\u56db\u5341\u5e74\u5f8c\u5c31\u6709 48000 \u7f8e\u5143\u4e86\uff0c\u55ae\u9760\u6210\u672c\u5c31\u5df2\u7d93\u8d85\u8d8a 4525 \u7f8e\u91d1\u4e86\uff0c\u5982\u679c\u6bcf\u5e74\u7684\u5831\u916c\u7387\u90fd\u662f 10% \u4f86\u8a08\u7b97\uff0c\u5230\u6642\u672c\u91d1+\u7372\u5229\u5c07\u6210\u9577\u70ba 559,461 \u7f8e\u91d1\uff01<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5865\" src=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5b9a\u671f\u5b9a\u984d-\u8907\u5229\u5716-300x136.png\" alt=\"\u5b9a\u671f\u5b9a\u984d \u8907\u5229\u5716\" width=\"800\" height=\"363\" srcset=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5b9a\u671f\u5b9a\u984d-\u8907\u5229\u5716-300x136.png 300w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5b9a\u671f\u5b9a\u984d-\u8907\u5229\u5716-768x348.png 768w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u5b9a\u671f\u5b9a\u984d-\u8907\u5229\u5716.png 992w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u80fd\u6295\u8cc7\u7684\u91d1\u984d\u4e0d\u53ea 100 \u7f8e\u91d1\uff0c\u80fd\u7372\u5f97\u7684\u5831\u916c\u4e0d\u53ea 10%\uff0c\u9322\u6efe\u9322\u5229\u6efe\u5229\uff0c\u8907\u5229\u7684\u6548\u679c\u53ea\u6703\u66f4\u52a0\u52a0\u6210\uff0c\u9054\u5230\u7121\u6cd5\u60f3\u50cf\u7684\u91d1\u984d\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5176\u5be6\u4e16\u754c\u4e0a\u8a31\u591a\u77e5\u540d\u6295\u8cc7\u4eba\uff0c\u90fd\u662f\u9760\u8907\u5229\u7684\u5f71\u97ff\u7372\u5f97\u8ca1\u5bcc\u7684\uff0c\u6bd4\u5982\u5df4\u83f2\u7279\u3001\u674e\u5609\u8aa0\u7b49\u5bcc\u8c6a\uff0c\u9023\u611b\u56e0\u65af\u5766\u90fd\u5f62\u5bb9\u8907\u5229\u662f\u9019\u4e16\u754c\u4e0a\u7684\u7b2c\u516b\u5927\u5947\u8e5f\uff0c\u529b\u91cf\u751a\u81f3\u6bd4\u539f\u5b50\u5f48\u9084\u5927\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_%E8%A4%87%E5%88%A9%E7%9A%84%E5%85%AC%E5%BC%8F\"><\/span><strong>3. \u8907\u5229\u7684\u516c\u5f0f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u8907\u5229\u6709\u500b\u65e2\u5b9a\u516c\u5f0f\uff1a<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A \uff1d P \u00d7\uff081 \uff0b r\/n\uff09nt \u6b21\u65b9<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5866 aligncenter\" src=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229\u516c\u5f0f.png\" alt=\"\u8907\u5229\u516c\u5f0f\" width=\"598\" height=\"186\" srcset=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229\u516c\u5f0f.png 598w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u8907\u5229\u516c\u5f0f-300x93.png 300w\" sizes=\"(max-width: 598px) 100vw, 598px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">A\uff1a\u7372\u5229\u7e3d\u91d1\u984d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">P\uff1a\u8d77\u59cb\u91d1\u984d\uff08\u521d\u671f\u672c\u91d1\uff09<\/span><\/p>\n<p><span style=\"font-weight: 400;\">r\uff1a\u5e74\u5316\u5831\u916c\u7387<\/span><\/p>\n<p><span style=\"font-weight: 400;\">n\uff1a<\/span><span style=\"font-weight: 400;\">\u6bcf\u6bb5\u6642\u9593\u7372\u5f97\u5229\u606f\u7684\u6b21\u6578\uff08\u82e5\u4ee5\u5e74\u70ba\u8a08\u7b97\uff0c\u901a\u5e38\u70ba 1\uff09<\/span><\/p>\n<p><span style=\"font-weight: 400;\">t\uff1a\u6642\u9593\uff08\u5e74\uff09<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u901a\u904e\u4ee5\u4e0a\u516c\u5f0f\uff0c\u4fbf\u53ef\u4ee5\u76f4\u63a5\u8a08\u7b97\u5230\u4f60\u7684\u6295\u8cc7\u5831\u916c\u91d1\u984d\u5594\u3002<\/span><\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9464557605462141\" crossorigin=\"anonymous\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-9464557605462141\" data-ad-slot=\"4002480412\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_%E8%A6%81%E9%81%94%E5%88%B0%E8%A4%87%E5%88%A9%E6%BB%BE%E5%AD%98%EF%BC%8C%E9%80%992%E5%80%8B%E5%BF%83%E6%85%8B%E4%B8%80%E5%AE%9A%E8%A6%81%E6%9C%89%EF%BC%81\"><\/span><strong>4. \u8981\u9054\u5230\u8907\u5229\u6efe\u5b58\uff0c\u90192\u500b\u5fc3\u614b\u4e00\u5b9a\u8981\u6709\uff01<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"A_%E8%80%90%E5%BF%83\"><\/span><strong>A. \u8010\u5fc3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u82e5\u60f3\u9760\u8907\u5229\u9054\u5230\u8ca1\u5bcc\u81ea\u7531\uff0c\u8010\u5fc3\u662f\u6700\u4e0d\u53ef\u6216\u7f3a\u7684\u5fc3\u614b\u4e4b\u4e00\uff0c\u6700\u524d\u671f\u7684\u6642\u5019\u672c\u91d1\u96d6\u5c0f\uff0c\u53ef\u80fd\u9084\u770b\u4e0d\u51fa\u5be6\u8cea\u6027\u7684\u6210\u9577\uff0c\u4f46\u8907\u5229\u9760\u7684\u662f\u6307\u6578\u578b\u3001\u7206\u70b8\u5f0f\u7684\u6210\u9577\uff0c\u76f8\u4fe1\u8e72\u5f97\u8d8a\u4f4e\uff0c\u624d\u8df3\u5f97\u8d8a\u9ad8\uff0c\u56e0\u6b64\u8010\u5fc3\u5c31\u986f\u5f97\u7279\u5225\u91cd\u8981\u4e86\u3002<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"B_%E4%BF%A1%E5%BF%B5%E5%A0%85%E5%AE%9A%EF%BC%9A\"><\/span><strong>B. \u4fe1\u5ff5\u5805\u5b9a\uff1a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u9664\u4e86\u8010\u5fc3\u4ee5\u5916\uff0c\u5805\u5b9a\u7684\u4fe1\u5ff5\u4e00\u5b9a\u4e5f\u8981\u6709\uff0c\u539f\u56e0\u662f\u5728\u9019\u6bb5\u4ee5\u5e74\u70ba\u8a08\u7b97\u7684\u9577\u671f\u8a08\u756b\u4e2d\uff0c\u4e2d\u9593\u53ef\u80fd\u6703\u767c\u751f\u52d5\u6416\u5168\u7403\u5e02\u5834\u7684\u4e8b\u4ef6\uff0c\u50cf\u662f\u718a\u5e02\u3001\u725b\u5e02\u3001\u65b0\u7684\u6295\u8cc7\u5de5\u5177\u4f8b\u5982 NFT \u7b49\u7b49\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u9019\u6bb5\u52d5\u6416\u4e8b\u4ef6\u4e2d\uff0c\u4fdd\u6301\u5805\u5b9a\u4fe1\u5ff5\u5c31\u683c\u5916\u91cd\u8981\u4e86\uff0c\u53ea\u8981\u5805\u4fe1\u4f60\u8d70\u7684\u9019\u4e00\u689d\u8def\u662f\u5c0d\u7684\uff0c\u4e0d\u96a8\u6ce2\u9010\u6d41\uff0c\u9577\u671f\u4e0b\u4f86\u4f60\u624d\u662f\u5c11\u6578\u6703\u5b58\u6d3b\u4e0b\u4f86\u7684\u73a9\u5bb6\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u82e5\u8981\u6e2c\u8a66\u65b0\u7684\u6295\u8cc7\u65b9\u6cd5\uff0c\u4e5f\u52d9\u5fc5\u8b39\u8a18\u8981\u5148\u5c0f\u8a66\u8eab\u624b\uff0c\u8a66\u63a2\u81ea\u5df1\u9069\u4e0d\u9069\u5408\u518d\u6c7a\u5b9a\u8981\u4e0d\u8981\u9577\u671f\u57f7\u884c\u5594\uff01<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7e3d\u800c\u8a00\u4e4b\uff0c\u300c\u8010\u5fc3\u300d\u8207\u300c\u5805\u5b9a\u4fe1\u5ff5\u300d\u662f\u8907\u5229\u6295\u8cc7\u6700\u91cd\u8981\u7684\u5169\u500b\u5fc3\u614b\uff0c\u9019\u6a23\u5728\u6295\u8cc7\u7406\u8ca1\u8def\u4e0a\u624d\u6703\u8d70\u5f97\u66f4\u4e45\u9060\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_%E6%8A%95%E8%B3%87%E5%93%AA%E4%BA%9B%E5%95%86%E5%93%81%E5%8F%AF%E4%BB%A5%E5%89%B5%E9%80%A0%E8%A4%87%E5%88%A9%E6%95%88%E6%87%89%EF%BC%9F\"><\/span><strong>5. \u6295\u8cc7\u54ea\u4e9b\u5546\u54c1\u53ef\u4ee5\u5275\u9020\u8907\u5229\u6548\u61c9\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2670 size-full\" src=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u9280\u884c.jpeg\" alt=\"\u9280\u884c \u8907\u5229\" width=\"1024\" height=\"802\" srcset=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u9280\u884c.jpeg 1024w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u9280\u884c-300x235.jpeg 300w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/\u9280\u884c-768x602.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"A_%E9%8A%80%E8%A1%8C%E5%88%A9%E6%81%AF\"><\/span><strong>A. \u9280\u884c\u5229\u606f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u6700\u5e38\u898b\u4e5f\u6700\u591a\u4eba\u4f7f\u7528\u7684\u8907\u5229\u6295\u8cc7\u5c31\u662f\u5132\u84c4\uff0c\u9280\u884c\u5132\u84c4\u5229\u7387\u6703\u6839\u64da\u4f60\u9078\u64c7\u6d3b\u5b58\u6216\u5b9a\u5b58\u800c\u6709\u6240\u5dee\u7570\uff0c<\/p>\n<p>\u4ee5\u4e0b\u62ff<span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.bot.com.tw\/Disclosure\/Pages\/disclosure2.aspx\" target=\"_blank\" rel=\"noopener\">\u81fa\u7063\u9280\u884c<\/a><\/span>\u7684\u516c\u544a\u5229\u7387\u70ba\u4f8b\uff1a<\/p>\n<p><strong>a. \u6d3b\u5b58\uff1a\u6309\u65e5\u8a08\u606f\uff0c\u6bcf\u65e5\u5b58\u6b3e\u9918\u984d \u00d7 (\u5229\u7387\/365)<\/strong><\/p>\n<p><strong>b. \u5b9a\u5b58\uff1a\u672c\u91d1 \u00d7 [ (\u5229\u7387 * \u6708\u6578) \/ 12] + \u4e0d\u8db3\u6708\u7684\u5229\u606f\uff08\u8db3\u6708\u90e8\u5206\u6309\u6708\u8a08\u606f\uff0c\u4e0d\u8db3\u6708\u90e8\u5206\u6309\u65e5\u8a08\u606f\uff09<\/strong><\/p>\n<p>\u5728\u8af8\u591a\u6295\u8cc7\u4e2d\uff0c\u9280\u884c\u5229\u606f\u53ef\u8aaa\u662f\u6700\u70ba\u5b89\u5168\u7a69\u5065\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u57fa\u672c\u4e0a\u53ea\u8981\u4e0d\u8981\u627e\u592a\u5947\u602a\u7684\u9280\u884c\u90fd\u4e0d\u6703\u6709\u8ce0\u672c\u554f\u984c\uff1b\u4e0d\u904e\u96d6\u7136\u5b89\u5168\uff0c\u4f46\u9280\u884c\u5229\u7387\u4e5f\u662f\u5176\u4e2d\u5831\u916c\u7387\u6700\u4f4e\u7684\u9078\u64c7\u3002<\/p>\n<p>\uff08\u5ef6\u4f38\u95b1\u8b80\uff1a<span style=\"text-decoration: underline;\"><a href=\"https:\/\/sky-mba.com\/bank-business-model\/\">\u9280\u884c\u9760\u4ec0\u9ebc\u4f86\u76c8\u5229\uff1f\u89e3\u6790\u9280\u884c\u7684\u5546\u696d\u6a21\u5f0f<\/a><\/span>\uff09<\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9464557605462141\" crossorigin=\"anonymous\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-9464557605462141\" data-ad-slot=\"4002480412\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h3><span class=\"ez-toc-section\" id=\"B_%E5%84%B2%E8%93%84%E9%9A%AA\"><\/span><strong>B. \u5132\u84c4\u96aa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u4efb\u4f55\u5177\u6709\u5132\u84c4\u529f\u80fd\uff0c\u4e14\u80fd\u8b93\u8cc7\u7522\u589e\u503c\u7684\u4fdd\u96aa\u90fd\u7a31\u70ba\u5132\u84c4\u96aa\uff0c\u5132\u84c4\u96aa\u901a\u5e38\u6703\u8981\u6c42\u5ba2\u6236\u5b9a\u671f\u5b9a\u984d\u7e73\u7d0d\u4fdd\u8cbb\u4e00\u6bb5\u6642\u9593\u5f8c\u624d\u80fd\u9818\u51fa\uff0c\u6bd4\u8f03\u5e38\u898b\u7684\u6709\u56db\u5e74\u3001\u516d\u5e74\u3001\u5341\u5e74\u9019\u4e09\u7a2e\uff0c\u7576\u5230\u671f\u4ee5\u5f8c\uff0c\u9019\u985e\u4fdd\u96aa\u7684\u5e73\u5747\u5e74\u5831\u916c\u7387\u7d04\u5728 1.5%~2% \u5de6\u53f3\u3002<\/p>\n<p>\u5728\u8a08\u7b97\u4fdd\u55ae\u7684\u5e74\u5316\u5831\u916c\u6642\uff0c\u4e0d\u6703\u4ee5\u4fdd\u55ae\u4e0a\u7684\u5e74\u5316\u5831\u916c\u4f86\u7b97\uff0c\u800c\u662f\u4ee5 <span style=\"text-decoration: underline;\"><a href=\"https:\/\/rich01.com\/irr\/\" target=\"_blank\" rel=\"noopener\">IRR\uff08\u5167\u90e8\u5831\u916c\u7387\uff09\u516c\u5f0f<\/a><\/span>\u4f86\u8a08\u7b97\uff0c\u9664\u6b64\u4e4b\u5916\uff0c\u9019\u985e\u4fdd\u55ae\u5982\u679c\u63d0\u524d\u89e3\u7d04\uff0c\u9084\u9700\u8981\u652f\u4ed8\u9055\u7d04\u91d1\uff0c\u56e0\u6b64\u5c0d\u77ed\u671f\u5167\u7684\u8cc7\u91d1\u904b\u7528\u4e0a\u4e26\u4e0d\u5212\u7b97\uff0c<\/p>\n<p>\u56e0\u6b64\u6295\u8cc7\u5132\u84c4\u96aa\u6642\u52d9\u5fc5\u8a55\u4f30\u662f\u5426\u78ba\u5b9a\u81ea\u5df1\u5728\u671f\u9593\u5167\u90fd\u4e0d\u6703\u7528\u5230\u9019\u7b46\u9322\uff0c\u4ee5\u53ca\u9019\u6a23\u7684\u5831\u916c\u7387\u662f\u5426\u7b26\u5408\u81ea\u8eab\u9700\u6c42\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"C_%E5%AE%9A%E6%9C%9F%E5%AE%9A%E9%A1%8D%E5%9F%BA%E9%87%91\"><\/span><strong>C. \u5b9a\u671f\u5b9a\u984d\u57fa\u91d1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5b9a\u671f\u5b9a\u984d\u57fa\u91d1\uff0c\u662f\u6307\u56fa\u5b9a\u671f\u9593\uff08\u901a\u5e38\u662f\u4e00\u500b\u6708\uff09\u6295\u8cc7\u56fa\u5b9a\u91d1\u984d\u5728\u8a72\u57fa\u91d1\u4e0a\u3002\u4e00\u822c\u9280\u884c\u5238\u5546\u90fd\u6703\u63d0\u4f9b\u9019\u985e\u57fa\u91d1\uff0c\u5e02\u9762\u4e0a\u7a2e\u985e\u773e\u591a\uff0c\u6295\u8cc7\u5831\u916c\u7387\u4e5f\u5404\u81ea\u4e0d\u540c\uff0c\u5efa\u8b70\u6295\u8cc7\u4eba\u8981\u8ddf\u57fa\u91d1\u7d93\u7406\u4eba\u8a73\u7d30\u8acb\u6559\uff0c\u9664\u4e86\u78ba\u8a8d\u4ed6\u662f\u5426\u5920\u5c08\u696d\u4ee5\u5916\uff0c\u4e5f\u8981\u7559\u610f\u57fa\u91d1\u898f\u5247\u7684\u6f5b\u5728\u98a8\u96aa\u3001\u62bd\u53d6\u4f63\u91d1\u624b\u7e8c\u8cbb\u6bd4\u4f8b\u2026\u7b49\u7b49\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"D_%E5%A4%A7%E7%9B%A4_ETF%EF%BC%88%E8%82%A1%E7%A5%A8%EF%BC%89\"><\/span><strong>D. \u5927\u76e4 ETF\uff08\u80a1\u7968\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u597d\u7684\u80a1\u7968\u8207 ETF \uff0c\u6bcf\u5e74\u5408\u7406\u7684\u4e0a\u6f32\u5e45\u5ea6\u5927\u7d04\u6703\u5728 5%~8% \u5de6\u53f3\uff0c\u6bd4\u8d77\u4e0a\u8ff0\u4e09\u500b\u65b9\u6cd5\u90fd\u9084\u8981\u4f86\u5f97\u9ad8\u3002\u5982\u679c\u662f\u81ea\u5df1\u9078\u80a1\u7684\u8a71\uff0c\u7f3a\u9ede\u662f\u98a8\u96aa\u6703\u8f03\u9ad8\uff0c\u800c\u4e14\u9700\u8981\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u9032\u884c\u7814\u7a76\uff0c\u5c0d\u5927\u591a\u6578\u6295\u8cc7\u4eba\u800c\u8a00\u9580\u6abb\u8f03\u9ad8\u3002<\/p>\n<p>\u6545\u6295\u8cc7\u5927\u76e4\u7684\u80a1\u7968\u578b ETF\uff0c\u50cf\u53f0\u7063\u7684 0050\u3001\u7f8e\u570b\u7684 VTI\u3001SPY\u3001QQQ\uff0c\u662f\u6bd4\u8f03\u8f15\u9b06\u4e14\u7372\u5229\u9084\u4e0d\u932f\u7684\u65b9\u5f0f\uff0c\u9019\u88ab\u7a31\u70ba\u300c\u6307\u6578\u5316\u6295\u8cc7 \/ \u9577\u671f\u6295\u8cc7\u300d\uff0c\u7531 Vanguard \u7684\u5275\u8fa6\u4eba\u7d04\u7ff0\u67cf\u683c\u6240\u63d0\u51fa\u7684\u6982\u5ff5\u3002<\/p>\n<p>\u6839\u64da\u7d71\u8a08\uff0c\u53f0\u7063 0050 \u7684\u5e73\u5747\u5e74\u5316\u5831\u916c\u662f 6%\uff0c\u7f8e\u570b SPY \u5e73\u5747\u5e74\u5316\u5831\u916c\u662f 7.6%\uff0c\u5373\u4f7f\u904e\u7a0b\u4e2d\u906d\u9047\u91d1\u878d\u6d77\u562f\u6216\u65b0\u51a0\u80ba\u708e\u75ab\u60c5\u7684\u5f71\u97ff\uff0c\u53ea\u8981\u5c07\u6642\u9593\u62c9\u9577\u5230 10-20 \u5e74 \u4ee5\u4e0a\uff0c\u4f9d\u7136\u9084\u662f\u8cfa\u9322\u7684\u3002<\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9464557605462141\" crossorigin=\"anonymous\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-9464557605462141\" data-ad-slot=\"4002480412\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8BQ_A1%EF%BC%9A%E8%A4%87%E5%88%A9%E5%92%8C%E5%96%AE%E5%88%A9%E7%9A%84%E5%B7%AE%E5%88%A5%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span><strong>\u5e38\u898bQ&amp;A1\uff1a\u8907\u5229\u548c\u55ae\u5229\u7684\u5dee\u5225\u662f\u4ec0\u9ebc\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u8907\u5229\u548c\u55ae\u5229\u5176\u5be6\u4e0d\u662f\u540c\u4e00\u500b\u6771\u897f\uff0c\u90a3\u55ae\u5229\u662f\u4ec0\u9ebc\u5462\uff1f\u55ae\u5229\u662f\u6307\u6bcf\u5e74\u5f9e\u4e00\u5b9a\u7684\u91d1\u984d\u5f97\u5230\u56fa\u5b9a\u7372\u5229\uff0c\u4f46\u7372\u5229\u4e0d\u7e7c\u7e8c\u4e1f\u5165\u672c\u91d1\uff0c\u9577\u671f\u4e0b\u4f86\u672c\u91d1\u4e00\u6a23\uff0c\u7372\u5229\u4e5f\u4e00\u6a23\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5e38\u898b\u7684\u60c5\u6cc1\u5c31\u6709\u5982\u9280\u884c\u5b9a\u5b58\uff0c\u5047\u8a2d\u4f60\u7684\u9280\u884c\u5b9a\u5b58\u7372\u5229\u7387\u70ba 1%\uff0c\u4f60\u5c07 100 \u842c\u6295\u5165\u9280\u884c\u505a\u5b9a\u5b58\uff0c\u6bcf\u5e74\u53ef\u4ee5\u5f9e\u9280\u884c\u62ff\u5230 1 \u842c\u5143\u7684\u7372\u5229\uff0c\u4f46\u9019 1 \u842c\u5143\u4e0d\u7e7c\u7e8c\u5b58\u5165\u5b9a\u5b58\uff0c\u9694\u5e74\u9084\u662f\u5f9e\u9019100\u842c\u7372\u5f971\u842c\u5143\uff0c\u7372\u5229\u548c\u672c\u91d1\u4e26\u7121\u986f\u8457\u6210\u9577\uff0c\u9019\u5c31\u662f\u55ae\u5229\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u800c\u8907\u5229\uff0c\u5247\u662f\u6bcf\u5e74\u628a\u9019 1 \u842c\u5143\u7e7c\u7e8c\u5b58\u5165\u5b9a\u5b58\uff0c\u6bcf\u5e74\u7684\u672c\u91d1\u63d0\u9ad8\uff0c\u56e0\u6b64\u6bcf\u5e74\u53ef\u4ee5\u5f9e\u672c\u91d1\u7372\u5f97\u7684\u7372\u5229\u4e5f\u5c31\u63d0\u9ad8\uff0c\u9019\u5c31\u662f\u8907\u5229\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8907\u5229\u548c\u55ae\u5229\u6240\u5448\u73fe\u7684\u5716\u8868\u66f2\u7dda\u4e5f\u9577\u5f97\u4e0d\u4e00\u6a23\uff0c\u8907\u5229\u6240\u5448\u73fe\u7684\u662f\u6307\u6578\u578b\u6210\u9577\u66f2\u7dda\uff1b\u800c\u55ae\u5229\u5247\u662f\u76f4\u7dda\u6210\u9577\u66f2\u7dda\uff0c\u56e0\u6b64\u5927\u5bb6\u82e5\u8981\u9760\u8907\u5229\u81f4\u5bcc\uff0c\u5efa\u8b70\u5b9a\u671f\u5b9a\u984d\u53ca\u628a\u7372\u5229\u7d0d\u5165\u63a5\u4e0b\u4f86\u7684\u672c\u91d1\uff0c\u624d\u80fd\u5feb\u901f\u6210\u9577\u5594\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8BQ_A2_%E8%AB%BE%E8%B2%9D%E7%88%BE%E7%8D%8E%E9%87%91%E6%B0%B8%E9%81%A0%E7%99%BC%E4%B8%8D%E5%AE%8C%E7%9A%84%E7%A7%98%E5%AF%86%EF%BC%81\"><\/span><strong>\u5e38\u898bQ&amp;A<\/strong><strong>2. \u8afe\u8c9d\u723e\u734e\u91d1\u6c38\u9060\u767c\u4e0d\u5b8c\u7684\u79d8\u5bc6\uff01<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2669 size-full\" src=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/nobel.jpeg\" alt=\"\u8afe\u8c9d\u723e\" width=\"1024\" height=\"678\" srcset=\"https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/nobel.jpeg 1024w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/nobel-300x199.jpeg 300w, https:\/\/sky-mba.com\/wp-content\/uploads\/2021\/05\/nobel-768x509.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u81ea 1901 \u5e74\u958b\u59cb\uff0c\u6bcf\u5e74\u8afe\u8c9d\u723e\u734e\u90fd\u6703\u9812\u767c\u9ad8\u984d\u734e\u91d1\u7d66\u90a3\u4e9b\u5c0d\u4e16\u754c\u505a\u51fa\u5353\u8d8a\u8ca2\u737b\u7684\u4eba\uff0c\u4f5c\u70ba\u4ed6\u5011\u7e7c\u7e8c\u7814\u7a76\u7684\u652f\u6301\uff0c\u81f3\u4eca\uff0c\u8afe\u8c9d\u723e\u734e\u5df2\u7d93\u904e 119 \u5e74\uff0c\u4e5f\u6709\u4e0d\u5c11\u4eba\u958b\u59cb\u597d\u5947\uff1a\u300c\u70ba\u4ec0\u9ebc\u8afe\u8c9d\u723e\u7684\u734e\u91d1\u6c38\u9060\u82b1\u4e0d\u5b8c\u5462\uff1f\u300d<\/p>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9464557605462141\" crossorigin=\"anonymous\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-9464557605462141\" data-ad-slot=\"4002480412\"><\/ins><br \/>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br \/>\n\u5728\u8afe\u8c9d\u723e\u57fa\u91d1\u6703\u5275\u7acb\u4e4b\u521d\u6642\uff0c\u4e0d\u88ab\u5141\u8a31\u63a5\u89f8\u4efb\u4f55\u98a8\u96aa\u6027\u6295\u8cc7\uff0c\u4f46\u5230\u4e861953 \u5e74\u6642\uff0c\u96a8\u8457\u8d8a\u4f86\u8d8a\u591a\u7684\u734e\u91d1\u652f\u51fa\uff0c\u57fa\u91d1\u6703\u958b\u59cb\u9762\u81e8\u56b4\u91cd\u7684\u8ca1\u52d9\u554f\u984c\u56e0\u6b64\u57fa\u91d1\u6703\u7684\u7406\u4e8b\u5011\u4fbf\u53bb\u6c42\u52a9\u53f2\u4e0a\u6700\u77e5\u540d\u7684\u9867\u554f\u516c\u53f8\u4e4b\u4e00\uff0d<span style=\"text-decoration: underline;\"><a href=\"https:\/\/zh.wikipedia.org\/wiki\/%E9%BA%A5%E8%82%AF%E9%8C%AB\" target=\"_blank\" rel=\"noopener\">\u9ea5\u80af\u932b<\/a><\/span>\uff0c\u4e26\u4e14\u807d\u53d6\u5efa\u8b70\u4e0d\u518d\u58a8\u5b88\u6210\u898f\uff0c\u958b\u59cb\u8058\u8acb\u8ca1\u7d93\u9818\u57df\u7684\u5c08\u5bb6\uff0c\u4e26\u4e14\u5c07\u8cc7\u91d1\u9996\u5ea6\u6295\u8cc7\u5728\u623f\u5730\u7522\u3001\u80a1\u7968\u7b49\u98a8\u96aa\u8f03\u9ad8\u7684\u6a19\u7684\u3002<\/p>\n<p>2019 \u5e74\uff0c\u8afe\u8c9d\u723e\u7684\u8cc7\u91d1\u5df2\u7d2f\u7a4d 34.75 \u5104\u745e\u5178\u514b\uff0c\u63db\u7b97\u4e0b\u4f86\u662f 114.68 \u5104\u53f0\u5e63\uff0c\u662f\u6700\u521d\u672c\u91d1\u7684 40.42 \u500d\u3002\u6642\u81f3\u4eca\u65e5\uff0c<span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.businesstoday.com.tw\/article\/category\/80401\/post\/201910080051\/%E8%AB%BE%E8%B2%9D%E7%88%BE%E7%8D%8E%E9%87%91%E9%A0%92%E4%BA%86100%E5%A4%9A%E5%B9%B4%E6%80%8E%E9%BA%BC%E6%B2%92%E8%8A%B1%E5%85%89%EF%BC%9F%E5%BE%9E%E7%80%95%E8%87%A8%E7%A0%B4%E7%94%A2%E5%88%B0%E7%BF%BB%E8%BA%AB90%E5%84%84%E8%B3%87%E7%94%A2%E7%9A%84%E6%8A%95%E8%B3%87%E7%A7%98%E5%AF%86\" target=\"_blank\" rel=\"noopener\">\u8afe\u8c9d\u723e\u57fa\u91d1\u6703\u4ecd\u5c07 50% \u7684\u8cc7\u91d1\u6295\u8cc7\u5728\u512a\u826f\u80a1\u7968\u4e0a<\/a><\/span>\uff0c\u9760\u8457\u8907\u5229\u6548\u61c9\u4f7f\u898f\u6a21\u4e0d\u65b7\u6210\u9577\uff1b\u5176\u9918\u8cc7\u91d1\u5247\u4e3b\u8981\u6295\u8cc7\u5728\u50b5\u5238\u3001\u57fa\u91d1\u4e0a\uff0c\u900f\u904e\u8cc7\u7522\u914d\u7f6e\u4f86\u5206\u6563\u98a8\u96aa\u3002\u9760\u8457\u76ee\u524d\u7684\u5e74\u5316\u5831\u916c\uff0c\u8afe\u8c9d\u723e\u57fa\u91d1\u6703\u513c\u7136\u5df2\u7d93\u9054\u5230\u300c\u8ca1\u5bcc\u81ea\u7531\u300d\uff0d\uff0d\u6191\u8457\u6295\u8cc7\u6536\u76ca\u5c31\u8db3\u4ee5\u8ca0\u64d4\u6bcf\u5e74\u7684\u734e\u91d1\u652f\u51fa\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u63a8\u85a6\u66f8\u7c4d\uff1a<\/p>\n<p>1. <a href=\"https:\/\/www.books.com.tw\/exep\/assp.php\/skyschoolmba\/products\/0010901660?sloc=main&amp;utm_source=skyschoolmba&amp;utm_medium=ap-books&amp;utm_content=recommend&amp;utm_campaign=ap-202110\" target=\"_blank\" rel=\"noopener\">\u8907\u5229\u7684\u559c\u6085\uff1a\u5f9e\u50f9\u503c\u6295\u8cc7\u5230\u4eba\u751f\u6c7a\u7b56\uff0c\u555f\u767c\u5df4\u83f2\u7279\u3001\u8499\u683c\u7b49\u6295\u8cc7\u5178\u7bc4\u7684\u7a69\u5065\u81f4\u5bcc\u91d1\u5f8b<\/a><\/p>\n<p>2. <a href=\"https:\/\/www.books.com.tw\/exep\/assp.php\/skyschoolmba\/products\/0010814286?sloc=main&amp;utm_source=skyschoolmba&amp;utm_medium=ap-books&amp;utm_content=recommend&amp;utm_campaign=ap-202110\" target=\"_blank\" rel=\"noopener\">\u8907\u5229\u6548\u61c9\uff1a6\u6b65\u9a5f\u5f15\u7206\u6536\u5165\u3001\u751f\u6d3b\u548c\u5404\u9805\u6210\u5c31\u500d\u6578\u6210\u9577<\/a><\/p>\n<p>3. <a href=\"https:\/\/www.books.com.tw\/exep\/assp.php\/skyschoolmba\/products\/0010744933?sloc=main&amp;utm_source=skyschoolmba&amp;utm_medium=ap-books&amp;utm_content=recommend&amp;utm_campaign=ap-202111\" target=\"_blank\" rel=\"noopener\">\u6295\u8cc7\u6700\u91cd\u8981\u7684\u4e8b\uff1a\u4e00\u672c\u80a1\u795e\u5df4\u83f2\u7279\u8b80\u4e86\u5169\u904d\u7684\u66f8<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u611b\u56e0\u65af\u5766\u66fe\u8aaa\u904e:\u300c\u8907\u5229\u662f\u4e16\u754c\u7b2c\u516b\u5927\u5947\u8e5f\u300d\u3001\u300c\u8907\u5229\u7684\u5a01\u529b\u6bd4\u539f\u5b50\u5f48\u9084\u53ef\u6015\u300d\u3002\u5f9e\u90192\u53e5\u8a71\u53ef\u4ee5\u770b\u7684\u51fa\u4f86\uff0c\u611b\u56e0\u65af\u5766\u5c0d\u8907\u5229 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2671,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,11],"tags":[],"_links":{"self":[{"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/posts\/2665"}],"collection":[{"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/comments?post=2665"}],"version-history":[{"count":11,"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/posts\/2665\/revisions"}],"predecessor-version":[{"id":6030,"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/posts\/2665\/revisions\/6030"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/media\/2671"}],"wp:attachment":[{"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/media?parent=2665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/categories?post=2665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sky-mba.com\/wp-json\/wp\/v2\/tags?post=2665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}